998 P.2d 1064, 301 Ariz. Adv. Rep. 12 PHILADELPHIA INDEMNITY INSURANCE COMPANY, Plaintiff-Counterdefendant-Appellee, v. ANA BARERRA individually and as Personal Representative of the Estate of Melvin Sanchez, deceased; MARIO HUERTA and LUCIA HUERTA, husband and wife, individually and as the natural parents of Pedro Huerta, a minor child; JUAN EDUARDO QUINTERO-LOPEZ and MICHELLE QUINTERO-LOPEZ, husband […]