258 P.3d 229 UNITED INSURANCE COMPANY OF AMERICA, an Illinois insurance company, Plaintiff/Appellant, v. ERIK T. LUTZ and AMY K. LUTZ, husband and wife, Defendants/Appellees. No. 1 CA-CV 10-0464Court of Appeals of Arizona, Division One, Department D. June 16, 2011 Appeal from the Superior Court in Maricopa County, Cause No. CV2008-014788, The Honorable John A. […]